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Australian grant · Listed on business.gov.au

ACT Microcredit Loan Program

A$3,000 to A$10,000 Closes Ongoing

Official listing and how to apply

Source: business.gov.au · Last checked

Key facts

FunderListed on business.gov.au
Amount per awardA$3,000 to A$10,000
ClosesOngoing
Who can applyBusinesses, Individuals
State or territoryNational
Application detailApplications may be made at anytime.
StatusOpen
Sourcebusiness.gov.au
Last checked10 November 2026

About this grant

Summary from the official listing on business.gov.au:

The ACT Microcredit Loan Program provides low income earners with interest free or low interest loans to help them start or expand an existing business.

The ACT Microcredit Loan Program provides a limited number of no interest and low interest loans for suitable low-income earners who wish to start or expand an existing business.

Loan recipients can also access a range of services including:

  • one-on-one mentoring
  • peer support
  • access to networking events.

What you get

Interest free loans of up to $3,000 or low-interest loans of between $3,001 and $10,000.

Who it is for

ACT residents on a low income.

Eligibility

No Interest loans

To be eligible for a no interest loan, you must:

  • have had a Health Care Card (for a period of at least 6 months), Pension Card or equivalent
  • have a combined family income no higher than $65,000 (including de facto relationship)
  • have been an ACT resident for minimum of 6 months (proof of residency required)
  • be setting up a business based in the ACT.

Low Interest loans

To be eligible for a low interest loan, you must:

  • have had a Health Care Card (for a period of at least 6 months), Pension Card or equivalent
  • have a combined family income no higher than $75,000 (including de facto relationship)
  • have been an ACT resident for a minimum of 6 months (proof of residency required)
  • have an existing or semi established business based in the ACT.

Details are copied from the official source and can change. Check the official listing before you apply. Grant Writing Company is not affiliated with this funder.

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